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Terms of Service

Last updated: PLACEHOLDER_DATE_HERE

These terms govern your use of the SPA Human Capital and Consulting Solutions Ltd website and services. This is a placeholder structure — replace with finalized terms reviewed by counsel before publishing.

Services

SPA provides HR consulting, career development consultation, and digital portfolio design services as described on this website. Service scope and pricing are as stated at the time of booking unless otherwise agreed in writing.

Payments

Consultation and portfolio fees are payable in advance via our designated payment provider. [Insert refund/cancellation policy specifics here.]

Digital Portfolio Delivery

The stated 48-hour delivery timeline for Digital Portfolio websites begins once all required client information and payment have been received and confirmed.

Limitation of Liability

[Insert your finalized limitation of liability clause.]

Contact

Questions about these terms can be directed to stanpeter68@gmail.com.

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